What to expect for your retirement

There are some tricky nuances between retirement plans that Generation Y must consider especially compared to how their grandparents may have retired.

The best thing that you can do is not expect anything from the government. If Congress conceives a plan for your retirement, great. Don't count on it. (It's better safe than sorry). Why do we say this? If you are fuzzy on your history, we've briefly summarized a historical glance at the current state of retirement here.

If you "aced" history and you don't need to be reminded, or you failed history and there's no use in catching you up to speed, you can skip ahead and find out why relying on the government for your retirement is not going to be a good idea here.

No matter how depressing it may seem, keep your head up, and stay tough. (Like these people on the right).